Welcome to Park Bank RATESmart Club
Our RATESmart Club program gives you text updates for our 15 and 30 year fixed rate mortgages.
- Rates are for a conventional fixed-rate home loan
- Rates are effective as of the date and time of the text and can change throughout the day
- You will receive no more than one text per week, unless rates change more than 0.5 percent during the week
- To OPT-IN, text RATESmart to 313131
- To OPT-OUT, text STOP to 313131
- For other questions, text HELP to 313131 or call the bank at 608-526-2265
- Receiving rates by text does not constitute an offer to lend
- Message and data rates may apply, check with your carrier
Two ways join the RATESmart Club
RATESmart rate is based on 0 points, 20% down payment, no private mortgage insurance required, Park Bank automatic debit and closing at the first of the month. Rate is for either a 15 year or a 30 year fixed rated loan (as indicated in the text) with no prepayment penalty.
EFFECTIVE 04/18/17 09:56 a.m.
30 Year - 4.034% APR:
Based on a $100,000 loan amount, monthly principal and interest would be a payment of $477.42.
15 Year - 3.309% APR:
Based on a $100,000 loan amount, monthly principal and interest would be a payment of $702.67. The payment amount does not include real estate taxes and insurance premiums. The actual payment obligation will be greater if the payment amount includes taxes and insurance.
Park Bank is an Equal Housing Lender.
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